Get Free Credit Score & Report from Paisabazaar

Image credit: www.paisabazaar.com

Get Free Credit Score & Report from Paisabazaar in less than 1 minute!

Now you can get your free credit score and report from Paisabazaar in less than a minute. Paisabazzar is an online marketplace for all types of loans, credit cards, and investment products in India. You must be aware of your credit score as it is an important factor that affects your eligibility for various types of loans and credit cards. Your credit score really matters when it comes to getting a loan approval and getting a credit card. If your credit score is good your chances of getting a loan approval is very high. Let us see how to get free credit score and report from Paisabazaar.

Credit Score

Credit score represents the creditworthiness of an individual coded into a 3-digit number usually between 300 and 900. Credit score of a person is affected by a number of factors such as payments and borrowing patterns, credit utilization, number of credit cards, number of loan application and so on.

Credit Report

Credit report is a detailed report of a person’s credit history. Credit report has the detailed information about his/her credit activity and current credit situation such as accounts, loans, loan paying history, status of credit accounts apart from his/her personal information.

How to get your free Credit Score & Report from Paisabazaar?

Follow the below-mentioned step by step process to get free credit score and report from Paisabazaar in less than 1 minute.

1. Visit Paisabazaar website: https://www.paisabazaar.com

2. Click on the link “Get Report” to get free credit score and report.

3. Once you click on “Get Report” link you will be directed to a new page.

4. Here you have to enter some basic information to get your free credit score and report.

5. Select your gender and enter your PAN number, full name (as per PAN card), date of birth, Pincode, city, email address and mobile number.

6. Once all the details are filled up, the system will send an OTP code to your mobile number for verification purpose.

7. Enter the OTP in the field provided and give your consent to authorize “Paisabazaar” by clicking on the box.

8. Press “Get My Report” button.

9. Now the system will prompt you to provide few more details such as your employment type and salary details.

10. Enter this information and click on “View Report” button.

11. Now you will be able to see your free credit score and report on the screen as shown in the below image.

12. Click on the “Download” button to download your free credit score and report. Your date of birth in “DDMMYYYY” format is your password to open your free credit score and report.

Features of free Credit Score and Report from Paisabazaar

1. You can download your free credit score and report by clicking on the “Download” button.

2. You can see details (credit factors) that impact your credit score.

3. You will get offers on credit cards, personal loans, and zero balance saving account.

4. You will also get the monthly updated report.

5. You can see current loan and detailed credit account information in the report.

6. Refer & Win scheme (Get a chance to win Rs.5000/-).

How to improve your Credit Score?

You can improve your credit score in the following ways.

1. Get your credit report and check for errors.

2. Watch your credit card balances.

3. Pay your bills in full and on time.

4. Avoid applying for fresh credit.

5. Keep credit card balances low.

6. Pay off your debt.

Hope the above process will help you in getting your free credit score and report from Paisabazaar.

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Get Free Credit Score & Report from Paisabazaar in less than 1 minute!