How to use BHIM App?

How to use BHIM App?

BHIM (Bharat Interface for Money) is a payment app that lets you make simple, easy and quick transactions using UPI (Unified Payments Interface). BHIM App allows real-time fund transfer using a single identity like your mobile number or name. You can send or pay money to anyone on UPI using their UPI ID or scanning their QR with the BHIM App. You can also request money through BHIM App from a UPI ID. BHIM App is pioneered and developed by National Payments Corporation of India (NPCI).

What is UPI (Unified Payments Interface)?

The UPI (Unified Payments Interface) is an instant payment method to instantly transfer money between 2 parties. UPI is similar to NEFT or RTGS transfers in that way.

What can you do with BHIM App?

1. You can send and collect money to any person on UPI.

2. You can pay your bills on merchant website by UPI.

3. You can book your flight tickets or recharge your mobile.

4. You can scan a QR to make quick payments.

5. You can check your transaction history on UPI.

6. You can send money to account and IFS code.

Who can use BHIM App?

Any user having a smartphone and bank account is eligible to use BHIM App. You just need your mobile number registered with the bank and a debit card linked to that bank account.

Where to get BHIM App?

BHIM App is available for Android and iOS users. Android users can download BHIM App Google Play Store and iOS users can download BHIM App from App Store. Install this app on your gadget and link up with your bank account.

How to set BHIM App?

1. Download and install BHIM App from Google Play store or Apple App store.

2. Select your preferred language. Currently, it is available in 13 languages.

3. Select SIM which has a mobile number that is registered with your bank.

4. Login by setting a 4 digit application password.

5. Select and link your desired bank account from the list of banks.

6. Set your UPI PIN by providing last 6 digits and expiry date of your debit card linked to that bank account.

7. Your account is now registered and ready to use.

8. Now you can send or request money and go cashless.

Methods for sending money via BHIM App

You can send money via BHIM App by using one of the following details of the beneficiary.

1. VPA (Virtual Payment Address).

2. A mobile number which is registered on UPI.

3. Aadhaar number.

4. Account number and IFS code.

Receiving Money via BHIM App

You can initiate a collect transaction for asking money from someone on BHIM App. Just enter the amount and UPI ID. The individual who will receive the request can pay or decline your collect request. The maximum limit for asking money is Rs 10,000 per collect request on BHIM App. However, there is no limit to the amount of money you can receive via BHIM App.

Additional Features on BHIM App

You can add custom payment reminders as per your convince. Phone bill, electricity bill or EMI, don’t miss a single payment.

Why should you use BHIM App?

BHIM App is a simple and secure transaction on the go in your preferred language.

You can contact the BHIM App Toll-Free number 18001201740 or on the helpline number 022-45414740 for any queries or complaints about your BHIM App transactions.

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How to use BHIM App?