How to link Aadhaar Card to Bank Account?

How to link Aadhaar card to Bank account?

The government has made Aadhaar card mandatory for opening a new bank account. It has also made Aadhaar card mandatory for carrying out high-value transactions. All the all existing bank accounts holders have to link their accounts with Aadhaar number by December 31, 2017, or else their bank accounts will be declared invalid.


Aadhaar Number
Aadhaar number is a 12-digit random number issued in the form of a card by the UIDAI (“Authority”) to the residents of India after satisfying the verification process laid down by the Authority. Any individual, irrespective of age and gender, who is a resident of India, may voluntarily enroll to obtain Aadhaar number. A person willing to enroll has to provide minimal demographic and biometric information during the enrollment process which is totally free of cost. Aadhaar card serves as a proof of identity as well as proof of address.

How to link Aadhaar card to Bank account?
You can link your Aadhaar card to the bank account in the following two ways:
1. Online (Using NetBanking or Mobile Banking).
2. Offline (Filling the Aadhaar to Bank Account Seeding Form)

Online process
For linking your Aadhaar card to the bank account online, you have to follow the below steps.
1. Login to the NetBanking service of your bank. If you have not availed the net banking facility for your account, you can apply for it or you can link your Aadhaar number to your bank account through the offline process.
2. Now you need to find the option that says “View/Update Aadhaar Number” or “Aadhaar Card Seeding”. Click on it and now you will be directed to a new page.
3. Enter your Aadhaar number.
4. After entering the Aadhaar number verify the same again.
5. Click on “Submit/Update” button.
6. Now bank will verify the details and link your Aadhaar card to the bank account.
7. Bank will inform you about the same through email or SMS to your registered mobile number.

Offline process
People who do not have access to Netbanking can link their Aadhaar card to the bank account through this process.  For this process, you have to follow the below steps.
1. Go to your bank.
2. Fill the “Aadhaar to Bank Account Seeding Form”. (You can also download this form from your bank website).
3. Attach the photocopy of your Aadhaar card with this form.
4. Submit it to the bank.
5. Bank official will link your Aadhaar card to the bank account.

Many banks are offering the option of linking Aadhaar card to bank account through SMS, Phone Banking and from an ATM. You can check with your bank for availing these options to link your Aadhaar card to bank account.

You may also like to read: How to link PAN to Aadhaar?
You may also like to read: How to link Aadhaar to SBI account? 

You may also like to read: How to check if your Aadhaar is linked to your bank account?
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