HDFC Life Easy Health Plan | Critical Illness Health Plan for Family

HDFC Life Easy Health Plan | Critical Illness Health Plan for Family

Health is the most important thing in our life and every aspect of your life is dependent on good health. With the changing lifestyles, health issues have increased many folds, thus imposing extra financial burden on the family. Therefore it is very important for everyone to have a health insurance to ensure that in case of a critical illness, it does not impair your financial security. In this post, let’s take a look at the features and benefits of HDFC Life Easy Health Plan.

HDFC Life Easy Health Plan

HDFC Life Easy Health plan is a fixed benefit, cashless health insurance policy that provides coverage against 138 specified Surgeries, 18 Critical Illness and also provides Daily Hospital Cash Benefit in case of hospitalization. The cover provided by HDFC Life Easy Health plan will be available for a period of 5 years. HDFC Life Easy Health plan allows you to choose your plan as per your needs.

Features of HDFC Life Easy Health Plan

1. HDFC Life Easy Health Plan is a fixed benefit, health insurance plan and mediclaim policy for the family.

2. It provides coverage against Critical Illness, Surgeries & Hospitalization.

3. Flexibility to choose your health plan based on your requirement by opting any one of 7 Plan Options.

4. Daily Hospital Cash Benefit in case of hospitalization.

5. Lump sum payout in case diagnosed with any one of 18 critical illnesses.

6. Get lump sum payout against 138 surgeries specified.

7. There is no requirement to undergo any medicals.

8. Options to pay regular or single premium as per your convenience.

8. Tax Benefits under Section 80D as per applicable tax laws.

Benefits under HDFC Life Easy Health Plan

1. Daily Hospital Cash Benefit

1% (for Non ICU room) and 2% (for ICU room) of sum insured shall be payable per day in case of Hospitalization. The benefit will be payable for a maximum of 20 days (for Non ICU room) and 10 days (for ICU room) per year. The benefit will be payable subject to a maximum of 60 days and 30 days if admitted in Non-ICU and ICU rooms respectively during the policy term.

2. Surgical Benefit

Lump sum payout up to 100% of the Sum Insured against 138 surgeries specified based on the severity of the surgery.

3. Critical Illness Benefit

If you are diagnosed with any of the 18 Critical Illness, 100% of Sum Insured will be payable.

4. Maturity Benefit

There is no maturity benefit under HDFC Life Easy Health Plan. The policy will terminate at the end of policy term and no further benefits will be payable to you.

5. Death Benefit

There is no death benefit under HDFC Life Easy Health Plan.

6. Tax Benefit

You will receive tax benefits under Section 80D as per applicable tax laws.

Eligibility for HDFC Life Easy Health Plan

1. Minimum entry age - 18 years (Last birthday).

2. Maximum entry age - 65 years (Last birthday).

3. Minimum maturity age - 23 years (Last birthday).

4. Maximum maturity age - 70 years (Last birthday).

5. Policy Term - 5 years.

6. Premium Payment Frequency – Single / Regular Premium

7. Premium Payment Mode – One Time / Yearly

8. Premium - Single Pay: Minimum Rs. 2,184

                                         Maximum Rs. 4,04,279

                   - Regular Pay: Minimum Rs. 676

                                           Maximum Rs. 1,22,068

Plan Options available under HDFC Life Easy Health Plan

With the combination of three major benefits, HDFC Life Easy Health Plan offers seven plan options. You can select one or a combination of 2 or 3 benefits available under this health insurance plan. They are as follows:

Plan Option 1 - Daily Hospital Cash Benefit

Plan Option 2 - Surgical Benefit

Plan Option 3 - Critical Illness Benefit

Plan Option 4 - Daily Hospital Cash Benefit + Surgical Benefit

Plan Option 5 - Surgical Benefit + Critical Illness Benefit

Plan Option 6 - Daily Hospital Cash Benefit + Critical Illness Benefit

Plan Option 7 - Daily Hospital Cash Benefit + Surgical Benefit + Critical Illness Benefit

Why you need HDFC Life Easy Health Plan?

1. Healthcare costs have been growing faster than general inflation.

2. You will get high cover at an affordable premium.

3. Critical illness and medical procedures can happen to anyone at any time.

4. Get protection from well-defined benefits.

5. This health insurance plan can work like a top up to your already existing health plan too.

Also read: HDFC Life Pension Guaranteed Plan

Also read: HDFC Life Cardiac Care Policy

Also read: HDFC Life Click 2 Protect 3D Plus Policy

Also read: HDFC Life Cancer Care Policy

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HDFC Life Easy Health Plan | Critical Illness Health Plan for Family