HDFC Life Click 2 Protect 3D Plus Policy | Online Term Insurance Plan
HDFC Life Click 2 Protect 3D
Plus is a non-linked non-participating term insurance plan. HDFC Life Click 2
Protect 3D Plus is an online term
insurance plan. Being a term insurance plan, it offers a comprehensive financial
security at an affordable price and protects your loved ones against the
uncertainties of life. In this post, let’s understand the features &
benefits of HDFC Life Click 2 Protect 3D Plus Policy | Online Term Insurance Plan.
HDFC Life Click 2 Protect 3D Plus Policy | Online Term Insurance Plan
HDFC Life Click 2
Protect 3D Plus is a term insurance plan that offers large cover at low
premiums. 3D stands for the three uncertainties that we face at some
point in time, i.e. Death, Disability, and
Disease. HDFC Life Click 2 Protect 3D Plus | Online Term Insurance Plan offers
a wide range of 9 plan options to help you choose as per your need. With the
wide range of plan options, HDFC Life Click 2 Protect 3D Plus is an ideal online
term insurance plan for you.
Also read: Why do you need life insurance?
Also read: Why do you need life insurance?
Features of HDFC Life Click 2 Protect 3D Plus Policy | Online Term Insurance Plan
1. HDFC Life Click 2 Protect
3D Plus provides financial protection to you and your family at an affordable price.
2. You can customize your
plan with a choice of 9 plan options.
3. All future premiums are
waived on Accidental Total Permanent Disability (available under all options)
and on the diagnosis of Critical Illness
(Available with 3D Life and 3D Life Long
Protection options).
4. You can protect yourself
for the whole of life with lifelong
protection option.
5. You can choose your
policy and premium payment terms.
6. You can increase your insurance
coverage every year through top-up option.
7. Life Stage Protection
feature offers to increase insurance cover on certain key milestones without
medicals.
8. Attractive premium rates
for non-tobacco users.
9. There are special premium
rates for female lives.
10. You can avail tax
benefits as per existing tax laws.
Also read: Term insurance | How to choose term insurance?
Also read: Term insurance | How to choose term insurance?
Eligibility conditions for HDFC
Life Click 2 Protect 3D Plus Policy | Online Term Insurance Plan
Plan options available under HDFC Life Click 2 Protect 3D Plus Policy | Online Term Insurance Plan
The following 9 plan options available with HDFC
Life Click 2 Protect 3D Plus Policy namely:
1. Life Option
2. 3D Life Option
3. Extra Life Option
4. Income Option
5. Extra Life Income Option
6. Income Replacement Option
7. Return of Premium Option
8. Life Long Protection
Option
9. 3D Life Long Protection Option
Benefits under HDFC Life Click 2 Protect 3D Plus Policy | Online Term Insurance Plan
All the plan options and their respective
benefits are given in the table below
Death Benefit
Death Benefit is the sum of:
Sum Assured on Death AND Additional
Benefits
Sum Assured on Death is
defined as:
1. For Single Pay Policies
Highest of: a) 125% of the single premium.
b) Guaranteed sum assured on
maturity.
c) Absolute amount assured
to be paid on death.
2. For Regular Pay &
Limited Pay Policies
Highest of: a) 10 times of the annualized premium.
b) 105% of total premiums paid.
c) Guaranteed sum assured on
maturity.
d) Absolute amount assured to
be paid on death.
Why you need HDFC Life Click 2 Protect 3D Plus Policy?
1. HDFC Life Click 2 Protect 3D Plus Policy provides
financial security at an affordable price.
2. This online term insurance plan ensures that your
family has comprehensive security always.
3. It will maintain the family’s standard of living
even in your absence.
4. HDFC Life Click 2 Protect 3D Plus Policy covers
against the 3 uncertainties - death, disease, and
disability.
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HDFC Life Click 2 Protect 3D
Plus Policy | Online Term Insurance Plan
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