ICICI Bank Instant Platinum Credit Card | Features and Benefits

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ICICI Bank Instant Platinum Credit Card | Features and Benefits

The ICICI Bank Instant Platinum Credit Card is issued against fixed deposits. This credit card is a good choice if you need an instant and free credit card. It can be availed by the customers of ICICI Bank who has an active fixed deposit account with ICICI bank. You can get the ICICI Bank Instant Platinum Credit Card instantly, over-the-counter against your fixed deposit account with ICICI bank. You can also apply online for ICICI bank Instant Platinum Credit Card if you are an active user of ICICI bank Netbanking.  In this post, let’s take a look at the features and benefits of ICICI Bank Instant Platinum Credit Card.

Key Privileges of ICICI Bank Instant Platinum Credit Card

1. Quick and secure payment at shopping outlets due to built-in contactless technology.

2. You can earn reward points and redeem your rewards points for cash.

3. You will avail a discount of Rs. 100 on up to 2 movie tickets per month at BookMyShow website.

4. You can save minimum 15% on dining at over 800 restaurants as part of ICICI Bank Culinary Treats program.

5. The ICICI Bank Instant Platinum Credit Card is available at a low interest rate of just 2.49% per month. No interest is charged if you make full payment against outstanding.

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Features of ICICI Bank Instant Platinum Credit Card

1. Instant Issuance of the Card

Walk in to an ICICI Bank branch and apply for an ICICI Bank Instant Platinum Credit Card. You will get it instantly over the counter provided you have a fixed deposit account with ICICI Bank. If you don’t have one, apply to open a fixed deposit account and get your ICICI Bank Instant Platinum Credit Card instantly.

2. Assured Free Card

ICICI Bank Instant Platinum Credit Card can be availed at Zero Annual Fee if you have a valid fixed deposit account with ICICI Bank.

3. Internationally valid

With ICICI Bank Instant Platinum Credit Card, you will get emergency assistance and card replacement service while you are in India or abroad.

4. Low interest rate

The ICICI Bank Instant Platinum Credit Card is available at a low interest rate of just 2.49% per month while you earn a higher interest on your fixed deposit. No interest is charged if you make full payment against outstanding. Interest is charged only if you make part / no payments.

5. Chip and Pin Card

ICICI Bank Instant Platinum Credit Card comes with an embedded microchip which offers an additional security against frauds and duplication of the card. This card has an extra layer of security in the form of a PIN (Personal Identification Number).

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Benefits of ICICI Bank Instant Platinum Card

1. PAYBACK Rewards

For every Rs. 100 spent, earn 2 Payback points. These rewards points can be redeemed against a variety of exclusive gifts.

2. Free Movie Tickets

You will avail a discount of Rs. 100 on up to 2 movie tickets per month at BookMyShow website. This way you can save up to Rs. 2400 each year.

3. 15% savings on dining

ICICI Bank Instant Platinum Credit Card holders can save minimum 15% on dining at over 800 restaurants as part of ICICI Bank Culinary Treats program.

4. Saving on Fuel

The ICICI Bank Instant Platinum Credit Card holders can avail a fuel surcharge waiver of 1% on fuel transaction of maximum Rs. 4,000 at HPCL pumps. However to avail this you have swipe your card on ICICI Merchant Services swipe machines.

5. VISA offers on Dining, Wellness and Hotels

The ICICI Bank Instant Platinum Credit Card holder can also enjoy amazing deals from VISA in India or abroad.
Click here to apply for ICICI Bank Platinum Credit Card

Eligibility Criteria to get an ICICI Bank Instant Platinum Credit Card

1. You need to have a valid Fixed Deposit account with ICICI Bank.

2. The minimum Fixed Deposit amount is Rs. 20,000.

3. The minimum tenure of the Fixed Deposit account has to be 180 days.

4. Issuance of the ICICI Bank Instant Credit Card is at the sole discretion of ICICI Bank.

How to Apply for an ICICI Bank Instant Platinum Credit Card?

Just get a Fixed Deposit with ICICI Bank if you don’t have one. Apply and collect your ICICI Bank Instant Platinum Credit Card instantly from ICICI Bank branch or you can also apply online. Click here to apply for ICICI Bank Instant Platinum Credit Card

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ICICI Bank Instant Platinum Credit Card | Features and Benefits