Important Safety Tips for Internet Banking | Online Banking
Internet banking is a fast and
convenient way. Various banking functions are now accessible to you 24X7 and
that too with few clicks via computers or mobiles. In this post, let's discuss some important safety tips for internet banking | online banking.
With all the advantages, the facility of Net Banking comes with certain risks. Therefore, the facility of Internet banking needs to be used carefully to avoid online banking frauds.
Follow the below-listed safety tips to minimize the risks involved in Internet banking.
With all the advantages, the facility of Net Banking comes with certain risks. Therefore, the facility of Internet banking needs to be used carefully to avoid online banking frauds.
Follow the below-listed safety tips to minimize the risks involved in Internet banking.
Important Safety Tips for Internet Banking | Online Banking
1. Create a strong password and change it regularly
Change your Internet banking password after your first time login to
your Internet banking. In addition to this, keep changing your password at
periodical intervals (at least once in a month).
You should create a strong and long password to make it difficult for others to guess. Always use a combination of letters, numbers and special characters (like @, $, %, &, etc.) in your password.
Make sure you create different passwords for login and transactions.
You should create a strong and long password to make it difficult for others to guess. Always use a combination of letters, numbers and special characters (like @, $, %, &, etc.) in your password.
Make sure you create different passwords for login and transactions.
2. Never share your password with anyone
Never share your Internet banking password with anyone and if you have
written your passwords somewhere, make sure it remains confidential at all
times.
Your bank will never ask your Internet banking password via phone or email. So don’t share your Internet banking password with anybody, not even to a bank employee.
Your bank will never ask your Internet banking password via phone or email. So don’t share your Internet banking password with anybody, not even to a bank employee.
3. Use a genuine anti-virus
Always use genuine anti-virus software to protect your computer from
viruses and other security threats. Never use a pirated version of anti-virus
as it may not protect your computer from new viruses.
Also, keep your anti-virus software updated and scan your computer regularly with anti-virus to ensure that your system is virus free.
This practice will keep your confidential information always protected from viruses/trojans, keyloggers and other forms of malware.
Also, keep your anti-virus software updated and scan your computer regularly with anti-virus to ensure that your system is virus free.
This practice will keep your confidential information always protected from viruses/trojans, keyloggers and other forms of malware.
4. Always type your bank URL
It is a good practice to
type your bank URL into your browser window to access your Internet banking.
Never click on links given in an email that offers to take you to your bank
website.
If you login using such links that may be used to steal your confidential banking information or even your money.
Before login, always check and ensure that you are using your bank’s authentic website.
Also read: What are mutual funds? Benefits of investing in mutual funds
If you login using such links that may be used to steal your confidential banking information or even your money.
Before login, always check and ensure that you are using your bank’s authentic website.
Also read: What are mutual funds? Benefits of investing in mutual funds
5. Do not access your Internet banking from public computers
Avoid accessing your Internet banking from public computers at a cyber
cafe, libraries or shared computer. At these places, there are more chances
that your Internet banking password being traced or seen by others.
However, if you have to access your Internet banking from such places in an emergency then clear your cache and browsing history and change your passwords from your own computer.
You should also avoid public Wi-Fi for Internet banking and making payments on e-commerce websites.
However, if you have to access your Internet banking from such places in an emergency then clear your cache and browsing history and change your passwords from your own computer.
You should also avoid public Wi-Fi for Internet banking and making payments on e-commerce websites.
6. Check your savings account regularly
Check your savings account on a regular basis and if you found any
discrepancies in transactions or account balance, inform your bank immediately.
You should also check the last login date and time of your last login to your Internet banking account. If you see some irregularities in the login date and time, change your password and inform the bank immediately.
Also read: How to set your financial life in order?
You should also check the last login date and time of your last login to your Internet banking account. If you see some irregularities in the login date and time, change your password and inform the bank immediately.
Also read: How to set your financial life in order?
7. Log off when you are done and disconnect internet when not using
Always log off from your Internet
banking session when you have completed your banking work.
Also, disconnect your internet connection when you are not using it otherwise malicious hackers can access and steal your confidential information from your computer.
Also, disconnect your internet connection when you are not using it otherwise malicious hackers can access and steal your confidential information from your computer.
8. Subscribe for account notifications
Most of the banks offer the
facility for customers to subscribe account notifications via SMS and email. If
you haven't subscribed to this facility, subscribe
to it now.
These notifications will alert you to certain transactions/activities in your bank account.
These notifications will alert you to certain transactions/activities in your bank account.
Also read: Tips to follow when using ATM
Also read: Money Saving Tips
Also read: 10 Tips to use credit cards wisely
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Important Safety Tips for
Internet Banking | Online Banking
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